H&T Pawnbrokers offers loans on all gold, silver, platinum, diamonds and selected watches. Here is an overview of our rates of interest available in your local shop.
| LOAN AMOUNT | MONTHLY INTEREST |
| £1 – £2,500 | 8.99% |
| £2,501 – £5,000 | 8.5% |
| £5,001 – £7,500 | 7.5% |
| £7,501 – £10,000 | 6.5% |
| £10,001 – £15,000 | 5.5% |
| £15,001 – £50,000 | 4.5% |
| £50,001 – £100,000 | 3.5% |
| £100,001 – £999,999 | 2.5% |
A loan of £100 will cost you £8.99 per month. A pawnbroking contract is for 6 months so the total cost of your loan would be £53.94. However you can make as many or as few payments as you like throughout the life of the loan which will reduce your interest payments.
For example, if you borrowed £100 and repaid £58.99 (£8.99 interest payment and £50 loan repayment) in the first month, you would subsequently owe £50 and the interest would then be £4.50 per month.
You can also get a pawnbroking loan online, find out more
Representative example
Total amount of credit £100 for 30 days
Total amount payable £108.99
Total charge for credit £8.99 interest per month
Interest rate 107.9%pa (fixed)
Representative APR 137%