Use your jewellery to raise cash!
Instantly turn your jewellery into cash with H&T’s pawnbroking service. Just bring the item or items of jewellery down to your local H&T and our highly trained and friendly staff will be able to get you your cash in minutes.
We charge monthly interest on the loan and you can reclaim your goods at any time within 6 months. You simply repay the loan and any outstanding interest. There are no credit checks or handling fees and all loans can be renewed.
Our rates
| Amount Borrowed |
Interest over 6 Months |
Total Repayable |
APR | |
| H&T Pawnbroking | £172 | £92.78 | £264.78 | 137% |
H&T’s average loan is £172 with a loan period of 6 months. The average loan incurs a monthly charge of £15.46 based on our monthly interest rate of 8.99% which is repayable in a single payment of £264.78. The representative APR for this loan is 137.0%
Pawnbroking explained
Click here to watch video of how a pawnbroking loan works
H&T Pawnbroking online
If you are looking for a fast and discreet ‘online’ way to raise cash against your vaulables then visit our online pawnbroking site - loans are available from £250 – £100,000
What to bring
We want your visit to your local H&T branch to be a worthwhile one, so please bring with you the required ID. With all items please bring originals, photocopies are not acceptable.
- Letter detailing your address – dated within the last 3 months such as a gas bill, tenancy agreement or catalogue statement