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When to use KwikLoan

H&T’s KwikLoan is a fixed repayment loan paid by monthly direct debit over a 12 month period. It is ideal for customers who need a longer term finacial solution than offered with a pay day loan and do not have asset(s) to pawn.

With an H&T KwikLoan you agree the amount you wish to borrow (£300 – £750) and sign the credit agreement and a direct debit mandate in store with a member of staff. You will receive your cash the same day and repayments start on your next pay day.